Retirement Solutions

Leaving a Legacy Without Medical Underwriting

Incorporating annuities into your client's retirement plan ensures financial security and paves the way for a lasting legacy – all without the hassle of medical underwriting. Uncover more benefits and unlock the full potential of annuities.

Brendon Kelly

February 2024 • 2-min read

Disability Insurance

Decoding Disability Insurance Underwriting

Morbidity vs. mortality are two different risks. If your client has applied for life insurance, they may get a completely different rate class when applying for disability insurance. Find out where the products align or differ and which clients make good prospects.

Tim Kukieza

February 2024 • 6-min read

Life Insurance

3 Ways FlashTerm is Redefining Term Life Insurance

Term life insurance shouldn't be a cumbersome process. Speed is the new name of the game. Simplicity is our mission. Accessibility is our promise. Get the story behind our collaboration with Legal & General America on their new instant term product, FlashTerm.

Tim Ash

February 2024 • 3-min read

Long-Term Care

Offsetting the Cost of Care with Traditional LTC

Unlike linked-benefit policies, which combine life insurance or annuities with LTC coverage, traditional LTCi dedicates its entire benefit to long-term care expenses. Explore why your clients might choose traditional LTCi over other care solutions.

Matt Stieglitz

February 2024 • 5-min read

Disability Insurance

Essential Disability Buy-Out Tips for Business Succession

If a disability of a partner leads to a buy-out, it's essential to have a plan. It starts with understanding the differences between disability insurance and other business success planning and the decisions that will need to be made for a DBO policy.

Tim Kukieza

January 2024 • 3-min read

Advanced Planning

Maximizing Wealth Transfer Before the 2026 Tax Sunset

For clients with significant wealth, 2026 means potentially losing the ability to shield over $7 million from the federal estate tax. That's money that could either go to your client’s loved ones or, if you don't act, could land in the government’s pocket instead.

Steven Gates

January 2024 • 3-min read

Life Insurance

Solutions for Every Stage of Life

As a financial planner, you set yourself apart by being there for all your clients' financial needs. But when those needs call for insurance, it can be intimidating to know what to suggest. Well, good news! The holistic planning resources you need are just a click away.

Sam Rocke

September 2023 • 3-min read

Retirement Solutions

How to Become a Counselor for Your Clients

There's a big difference between completing a transaction and offering counsel. The latter is what gives you value. And transitioning into that counselor role isn't as challenging as you may think. It's all about asking the right question

Jim Dobler

July 2023 • 5-min read

Retirement Solutions

How Running a Half Marathon Changed the Way I Plan for Retirement

What does running a half marathon have to do with retirement planning? More than you think. Both require a lot preparation. And, by putting in the work, time, effort and energy, you can get to the finish line faster than you thought.

Mike McGlothlin

June 2023 • 6-min read

Advanced Planning

Estate Planning Opportunities: Urgency, Control and Tax Considerations

With unpredictable macroeconomic trends in a post-pandemic, post-stimulus world, clients face new challenges. Rising deficits and potential tax law changes create an immediate need for clients to secure their financial future.

Steven Gates

June 2023 • 3-min read

Disability Insurance

5 Benefits of Multi-Life DI to Share with Your Business Owner Clients

Multi-life disability insurance could be the solution your business owner clients have been waiting for, and it doesn't have to be complicated. Keep it simple and use these five key benefits to show them how a multi-life DI plan can impact their business.

George Wilkins

April 2023 • 1-min read

Retirement Solutions

Social Security: Everything You Need to Know (and why it should matter to you)

Few advisors truly understand and implement Social Security planning into their practices. But the knowledge they can provide can make a big difference in a client's overall retirement success. So, it's important to get the facts and learn how you can start having discussions around Social Security with your clients.

Mike McGlothlin

April 2023 • 7-min read