We give you solutions in a soundbite. These short videos will help you break down complex topics into ideas simple enough that you can start a piece of the conversation – with your clients or our team. Browse the library then contact us to go deeper on how to apply an insurance solution to your business.
Advanced Planning
Key Employee Retention with Three Proven Strategies
Now is the time to proactively discuss key employee retention planning. These three proven insurance-based and key employee retention strategies are effective in incentivizing essential non-owner employees.
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2 minutes
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Long-Term Care
Overcoming Common Concerns with Long-Term Care
Today's solutions for long-term care insurance provide different guarantees and regulations to ensure your clients are locked into the best rates possible for them and protect the assets in their portfolio. Hear the latest solutions and begin the conversation.
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4 minutes
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Retirement Solutions
Selecting a Product and Rate - Annuity Hub
Checking annuity rates is easier than ever through Ash’s new Annuity Hub, powered by Luma Technologies. Access a centralized source of accurate, up-to-date data across all annuity types, including FIA, RILA, Fixed, and SPIA/DIA.
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4 minutes
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Retirement Solutions
Comparing Head-to-Head Performance - Annuity Hub
Compare annuity different products, income riders and crediting strategies side by side, including growth and income projections. It’s great for documenting suitability, helping you land on the optimal product before ever running an illustration.
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4 minutes
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Retirement Solutions
Configuring Products for the Efficient Frontier – Annuity Hub
It’s easy to maximize return at a given level of volatility through Ash’s new Annuity Hub, powered by Luma. Using the same methodology as the NAIC, charts let you visualize account value, predicted income and combinations of crediting strategies.
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5 minutes
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Long-Term Care
Starting the Long-Term Care Conversation
See how the long-term care conversation is changing and learn three approaches you can use to get started. Remind clients that difficult planning topics are exactly why they chose to work with you. It may seem uncomfortable at first, but take it one step at a time.
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2 minutes
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Advanced Planning
Providing Tax-Efficient Solutions for Business Owners
Life insurance can offer business-owner clients a post-tax retirement plan that allows for tax-deductible contributions, tax-deferred growth, the exclusion of other employees and no limits that traditional retirement plans face.
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2 minutes
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Retirement Solutions
Using Annuities to Open an Income Conversation
Annuities help reduce RMDs and improve retirement cash flow, but many clients remain unaware of their benefits. Illustrate how a QLAC can help a client with significant assets reduce taxes and defer income. Even if you don't sell an annuity, you'll start a conversation around stabilizing retirement income.
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4 minutes
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Retirement Solutions
Using Annuities to Appeal to Your Client’s Children
If parents are financially secure in retirement, their children could become your next key client. Start by using an annuity to create guaranteed cash flow for the parents. Then, meet with the children to walk them through what inheriting an annuity will look like and demonstrate the peace of mind you've created.
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3 minutes
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Retirement Solutions
Peace of Mind, Patience and Annuities
Clients nearing retirement may still need asset growth, but can't afford a market downturn. Using an annuity can provide a balance of security and aggressive returns. By taking a portion of their portfolio to lock in guaranteed income, they can free up other assets to ride the market for returns.
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2 minutes
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Retirement Solutions
Annuity Value is in the Eye of the Owner
Don't dismiss an annuity as expensive or complex without considering what it solves. For clients with a predicted shortfall from their 401(k), pension or Social Security, using an annuity can significantly increase their odds of meeting income goals — plus leave money behind for a legacy.
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4 minutes
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Long-Term Care
Finding Funding for LTC - Cash Flow
An LTC insurance policy doesn't have to cover 100% of expenses. Based on a real case, this 60-year-old high-income earner was able to put $500 per month into a policy. Here's how we structured it to get the most return, using a small portion of the portfolio.
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3 minutes
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