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Creating assurance and opportunity

Do your client’s in-force annuities still align with their current needs? Protect a key asset and identify new options with Ash Annuity Audit.

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Annuity Audit

The Ash Brokerage Annuity Audit looks at your clients’ current objectives and today’s marketplace offerings to help you reaffirm their purchase or uncover new options. It can help your business:

Build Trust and Confidence

The Annuity Audit is an easy, effective process that helps you build trust with new clients or deepen your existing relationships.

Save Time and Resources

Our team will save you valuable time by helping you prepare for your client’s annual reviews with the complimentary annuity analysis.

Create New Opportunities

Use the Audit as a conversation starter to break the ice with key prospects or uncover new assets from existing clients.

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The Ash Audit Answers

Clients get answers and assurance. You get a simple, yet thorough, addition to your business. Contact us at (800) 589-3000 to get started!

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Ash Life Audit Advisor Discusses Results Prepare for onboarding
Getting Started
Put it to work for you
1
Gather Information

You'll need to obtain a current copy of your client’s annual annuity statement in order for us to get the correct contract details

2
Review Current Needs

Every analysis starts with discussing how your client's goals may have changed — start by completing the Annuity Audit Fact Finder

3
Put Us To Work

We'll do all the hard work of reviewing the annuity contract and providing a detailed report — if you have any questions just contact our team

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Ash Brokerage Annuity Audit Sample Output
Sample Outputs
All the information. One spot.

After the analysis is complete, you’ll receive a comprehensive report of summaries and recommendations. You’ll see whether the existing contract is still a good fit, or if there is another solution that would better fit their current needs.

Our team will review the report with you and discuss the results – so you have all the information you need to make a recommendation to your clients.

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Using-Annuities-in-Todays-Environment
Why Annuity Audit
Uncover more options

After an Audit, your client will potentially be able to:

  • Lock-in gains
  • Diversify assets
  • Increase guaranteed income
  • Reduce portfolio risk
  • Reduce fees
  • Confirm proper beneficiary designation
  • Provide potential tax reductions for beneficiaries
  • Uncover bond alternatives
  • Protect assets in a rising interest rate environment
  • Reduce longevity risk
  • Add optional benefits and riders
Re-Evaluate Your Client's Position

No contract is too outdated. If there’s coverage out there, we can review it. And, when necessary, we’ll find a way to bring it up to speed.

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Types Of Annuities
Why clients purchase annuities
Choosing an annuity to reach financial goals

There are many reasons to buy annuities. They can provide guaranteed income for life, a way to provide for loved ones, tax-deferred growth potential and help with long-term care costs.

As your client’s needs and goals evolve over time, their annuity selection should be reviewed to ensure they are aligned for success. The Ash Annuity Audit team will help determine if the current annuity contract still meets the goals of your client or offer solutions that may enhance their evolving needs.

See Why To Own An Annuity
Content Library
Dig Into Retirement Resources
Retirement Success - Four Major Shifts Affecting Today's Planning

Retirement planning is going through four major shifts. How will you respond for success? This e-book will help you understand the changes facing today’s retirement planners and why you need to plan differently in order to achieve success.
Balancing Risk vs Return in Financial Products

Planning for retirement is a constant balance of risk versus return. A fixed or fixed indexed annuity (FIA) can protect your clients' assets while maximizing the potential for gains. See how annuities stack up on the financial product continuum.
Why Own an Annuity

There are many reasons to buy annuities. Choosing the right annuity is important in helping clients reach their financial goals. Whether that's income, accumulation, long-term care coverage or legacy planning, a review of their current goals will ensure an alignment for success.
Retirement Client Letter for Advisors

When marketing new concepts to clients, it can be tough to get started. We did the hard work for you with this client-friendly letter highlighting the benefits of a qualified longevity annuity contract (QLAC). Download it, modify it and send it to your clients to start a conversation.
How To Win The Retirement Game With Income Alpha

Two couples. Same age. Same goals. Completely different outcome. See how using the Income Alpha approach to retirement planning increased the spending power of one couple by a million dollars, decreased their risk and ensured assets weren't being left on the table.
RICP Certification Scholarship

With The American College of Financial Services and insurance carrier partners, Ash Brokerage offers up to $1,500 toward your pursuit of the Retirement Income Certified Professional® (RICP®) designation. You'll gain immediate knowledge to help solve your clients’ retirement concerns.
Create a Conversation - Volatile Market 

In this conversation card, you're looking for risk-averse clients who are nearing or currently in retirement. These clients want their money to grow tax-deferred, but feel uneasy about market swings. A fixed indexed annuity (FIA) can help mitigate the risk while offering strong returns.
Create a Conversation - Managing Risk

In this conversation card, you're looking for clients who are concerned about rising rates, inflation or market risk. But they still want higher returns. With a fixed indexed annuity (FIA), clients can have no risk of loss while providing the ability to meet or exceed inflation.
Create a Conversation - CD Alternative

In this conversation card, you're looking for clients with CDs that rollover regularly or where the clients aren't using the funds. Through a multi-year guarantee annuity (MYGA), you can provide principal protection and liquidity with a greater return than a typical CD.
Comparison of Asset Alternatives

You may get questions comparing the benefits of an annuity vs a CD. Or compared to a money market, bond or equity fund. This cheat sheet provides a quick reference to the features, fees, taxation and commissions of eight common types of assets your clients may consider.
Protecting Gains with a Fixed Indexed Annuity

A fixed index annuity can be an elite player to your client's retirement income lineup. And with this easy-to-understand game plan, you can tackle all the ins and outs of FIAs and learn how to put them in play.
Collect and Accumulate Retirement Assets Through IRAs

If your clients are holding all their retirement assets in defined contribution plans or institutional IRAs, they’re at a financial disadvantage. See why these plans can cause problems if your client has enough assets to begin to consider individualized financial and estate planning.