Simplify the presentation of your highly technical business and estate planning cases. From interpreting how legislative changes could impact your high-net-worth clients, to creating custom proposals for time-tested techniques – we’re your partners for the cases where you can’t afford to get it wrong.
Currently, an estate is not subject to the federal estate tax until it exceeds $13.61 million (double for married taxpayers). In 2026, the current exemption will sunset, effectively cutting the amount in half. This piece looks at four options to protect your client's legacy before that happens.
The lifetime gift and estate tax exemption is set to be cut in half in 2026. It might seem like there's ample time to create a plan, but there is a practical deadline ahead of the statutory deadline. Here's what you need to know to avoid the rush.
Many clients are trying to make pension decisions for the future now. This can be especially tricky if they are trying to figure out whether to take a single life benefit or joint/survivor benefit annuity payout option from a defined benefit plan. This pension max overview can help.
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Developing an exit strategy is a pressing financial challenge facing small-business owners. For businesses with more than one owner, the ability to successfully sell a business interest at retirement is often dependent upon the quality of their buy-sell agreement.
Many things keep business owners up at night, including taxation and protecting against the loss of key employees. Corporate-owned life insurance (COLI) can help with both. In this solution, we'll look at COLI as an institutionally priced cash value life insurance product.
Due to contribution limits, successful, high-income business owners are disadvantaged under the rules imposed on qualified plans. A cash value life insurance policy insuring the business owner can serve as a business-funded retirement account to provide tax-deferred growth.
We’re ready. You’re ready. Let’s skip the long quote request form and design something to fit your client’s custom needs.
With the children in mind, John and Jane look at a solution that couples a life insurance policy to provide their children a guaranteed repayment of the investment principal while still providing guaranteed lifetime income.
There’s no case too large or complicated. Give us a call to discuss your opportunity. We'll help you ask the right questions, get the right people to the table and find a solution that best fits your client.
